Author Image

I'm Mufazzal Kajiji

CFA, CAIA, FRM

  • Position Head Of Retail Banking, Noor Bank
  • Country Dubai, United Arab Emirates
  • Education CII - Chartered Insurance Institute (UK)
    ACCA - Association of Chartered Certified Accountants
    GARP - Global Association of Risk Professionals
    CAIA Association
    CFA Institute
    Welingkar Institute of Management
    Narsee Monjee College for Commerce and Economics

Senior consumer banking professional with over 20 years of multi-functional experience across three international organisations in India and the Middle East. Significant achievements in the areas of Retail and Business Banking including Wealth Management, Asset Mgt., Investment Services, Bancassurance and Marketing.

As Head of Global Wealth Management and Mortgages at First Gulf Bank, I am responsible for the Wealth Mgt.,Mortgages and Affluent Segment businesses. Specialties: Have worked in varied markets with special emphasis on wealth management, investment services, bancassurance and mortgages, launching new businesses and products, identifying quick win opportunities, resource planning and implementation.

My experience in financial services consulting includes formulation of business strategy, developing products, Islamic banking process implementation, recruitment and training.

Professional Skills

Business Strategy
Alternative Investments
Marketing Strategy
Managerial Finance

My Experience

  • Organization

  • June 2017 - Present

    Noor Bank

    Head of Retail Banking. Reesponsible for overseeing the bank’s retail banking franchise.

  • March 2007 - May 2017

    First Gulf Bank

    Executive Vice President, Global Head of Wealth Management and Mortgages

    - First Gulf Bank is one of the largest banks in the UAE with its banking activities across corporate, retail and treasury.
    - Managed the Wealth Mgt.(UAE and Singapore), Mortgages and Affluent Segment businesses of the bank.
    - Also launched and managed the Wealth Mgt. Business, Insurance and Retail liabilities proposition by adding multiple products and services viz. premier banking, client advisory, portfolio mgt., insurance and liabilities products.

  • November 2004 - March 2007

    Cedar Consulting

    Principal Consultant ME and Asia Pacific.

    Led the Financial services consultancy business for the Middle East.

    Managed projects across multiple banking functions which included:
    - Formulation of business strategy (Conventional and Islamic)
    - Wealth Management and Premium banking
    - Retail and corporate product development (Conventional and Islamic)
    - Islamic Banking windows / formation of separate entities
    - Branding and marketing strategy
    - Organisation restructure
    - Sales distribution and training, policy and process implementation

  • October 2002 - October 2004

    Standard Chartered Bank

    Headed the sales function for Investment Services.

    Launched insurance services was promoted within first year to run the Investments and Bancassurance business for UAE. Also managed cross sales of other consumer banking assets, liabilities and credit cards.

  • June 2000 - September 2002

    Citibank

    Resident Vice President NRI Business

    Worked with Citibank’s Non-Resident Indian (NRI) business managing High Net Worth (CitiGold) client relationships across investment portfolios, loans and other banking services.

  • April 1997 – May 2000

    Alliance Capital Asset Management Ltd, Bombay, India

    Regional Sales Head

    Alliance Capital Asset Management Ltd. was a part of the ACM Funds Group now Alliance and Bernstein. Responsibilities included direct marketing to High Net worth Individuals and Corporates, training of sales staff of retail distributors / banks and making presentations to Corporates, Institutions and Trusts.

  • June 1995 – March 1997

    Birla Global Finance Ltd.

    Assistant Manager

    Worked with Birla Global Finance Limited (BGFL) as part of the private client and retail distribution team in charge of marketing our financial products, fixed deposits and mutual fund schemes.

From the Blog

How To Improve Your Self-Confidence
at 1 comment:
Location: Dubai - United Arab Emirates
Perseverance, Innovation and Passion: The Winning Trio To Start?
at 2 comments:
Location: Dubai - United Arab Emirates
If You Want To Improve, You Have To Fail
at 3 comments:
The Power Of Investment
at 10 comments:
Location: Dubai - United Arab Emirates
10 Examples Of Business Plan For Your Future Business
at 321 comments:
Top 5 Tips to Managing Your Wealth
at 11 comments:
Labels:
Location: Dubai - United Arab Emirates

Get in Touch

Name*


Message*


Feel free To Contact

Please get in touch for any enquiries

  • Building 1, Emaar Square, Downtown Dubai
  • 8006667, +971 4 4268857
  • contactcentre@noorbank.com
  • www.noorbank.com
All Right Reserved @ 2018